Fuel costs are driving inflation up. Is it time to swap to a cheaper-to-run car?
UK inflation hit 3.5% in September, driven by fuel. Here's how to cut your running costs, and when swapping to a hybrid or EV makes sense.
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You told us the hardest part of changing your car isn't knowing if you should. It's everything that comes after.
Finding the right car. Sorting the finance. Doing it without ten tabs open and three different apps and losing your marbles in the process.
So, we've built two new features to make your car swop easier. Here's what's new.
Now you can apply for vehicle finance straight from swoppa. No separate site, no starting from scratch. We've partnered with carloans 365 to make this happen.
If you're already a swoppa user, we pre-fill what we know about you, ask a few extra questions, and send your application straight over.
New here? You can still apply, it just takes a couple more steps to get your details in.
Two ways to do it:
Either way, it's one less thing to juggle. You're still in the driver's seat. We're just handing you the paperwork already half done.

Finding the right car usually means shopping around. Different dealers, different sites, different prices for what's basically the same car. It's a slog and time consuming.
Car search puts a stop to that. You get access to roughly 500,000 vehicles live on the UK market, pulled from a huge range of dealers, marketplaces and aggregators, all in one place, all searchable from swoppa.
Filter by whatever matters to you: make, model, price, mileage, whatever narrows it down. When you find something you like but aren't ready to commit, favourite it and come back later. When you are ready, you can move straight into applying for finance, or start the process of selling your current car to swop.
No more open tabs. No more guesswork. Just the full market, in one place, on your side.

Between these two new incredible features, swoppa now covers more of the swop: working out if it's the right time, finding the car, and sorting the finance to get you into it. Less bouncing between apps, less admin, more clarity on what's actually the right move.
Check your car's value and discover your swoppa Score in minutes. Click here to learn more.
Track what your car’s worth, what you owe, and when it’s the right time to change - all in one simple score.

UK inflation hit 3.5% in September, driven by fuel. Here's how to cut your running costs, and when swapping to a hybrid or EV makes sense.
Read moreMost drivers held off changing car until after the Budget. Here's what it changed for motorists and how to decide whether to move now or wait.
Read moreWaiting on a car finance commission complaint? Here's what selling, settling or swapping your car does — and doesn't — change, plus what paperwork to keep.
Read moreUK inflation hit 3.5% in September, driven by fuel. Here's how to cut your running costs, and when swapping to a hybrid or EV makes sense.
Read moreMost drivers held off changing car until after the Budget. Here's what it changed for motorists and how to decide whether to move now or wait.
Read moreWaiting on a car finance commission complaint? Here's what selling, settling or swapping your car does — and doesn't — change, plus what paperwork to keep.
Read more