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The smarter way to swop your car.
Swoppa tracks your car's value, loan, and equity — so you know exactly when to act.
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How Swoppa Works
Swoppa takes the stress out of figuring out your car finance. Just follow these 3 simple steps so you can make the smartest move, on your terms.
Sign Up & Let Swoppa Do the Math
No need for dealer visits or guesswork. Swoppa calculates everything for you.
Understand Your CAR finance Position
Instantly view your car value, loan balance, equity, and credit score in one clear dashboard.
choose your next move with Confidence
Whether you’re ready to swap or just exploring options, Swoppa helps you understand your position so you can decide with confidence.
a Smarter Way to Find & Finance Your Next Car
Apply for finance seamlessly in one platform, so you can move forward with confidence. And once our Car Search feature launches, you'll be able to find vehicles that truly match your needs and budget.
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what our swoppas are saying 💭
From confusing loan terms to better upgrade decisions, Swoppa makes finance simple. But don't take our word for it, hear it directly from our users.
Swoppa is a great resource and it always comes in handy to see what the best practices or standards are for mobile patterns in our current landscape
Sebastian Speier
Swoppa is a great resource and it always comes in handy to see what the best practices or standards are for mobile patterns in our current landscape
Sebastian Speier
Swoppa is a great resource and it always comes in handy to see what the best practices or standards are for mobile patterns in our current landscape
Sebastian Speier
Swoppa is a great resource and it always comes in handy to see what the best practices or standards are for mobile patterns in our current landscape
Sebastian Speier
Drive Smarter: Insights & Guides
Stay ahead of the curve with expert tips, market trends, and upgrade strategies—because timing your swap is everything.
Should You Upgrade Now or Wait? How to Time It Right 1
Upgrading your car isn’t just about finding a good deal—it’s about finding the right deal at the right time. Trade in too soon, and you could lose equity. Wait too long, and your car’s value could plummet. In this guide, we’ll break down how to...
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Should You Upgrade Now or Wait? How to Time It Right 2
Upgrading your car isn’t just about finding a good deal—it’s about finding the right deal at the right time. Trade in too soon, and you could lose equity. Wait too long, and your car’s value could plummet. In this guide, we’ll break down how to...
READ MORE
Should You Upgrade Now or Wait? How to Time It Right 3
Upgrading your car isn’t just about finding a good deal—it’s about finding the right deal at the right time. Trade in too soon, and you could lose equity. Wait too long, and your car’s value could plummet. In this guide, we’ll break down how to...
READ MORE
Frequently Asked Questions
How do I get started?
Just sign up and enter your data. We'll show you all your current finance details, including your remaining balance, equity, and loan term.
Is Swoppa free to use?
Our process is simple: 1) Get your car valued online, 2) Choose your new car from our selection, 3) Apply for financing if needed, 4) Complete the swap at one of our partner locations. We handle all the paperwork and logistics.
Can I apply for car finance through Swoppa?
We accept most makes and models in good condition. Your car should be less than 10 years old, have a clean title, and be in reasonable mechanical condition. We'll provide a detailed valuation during the assessment process.
What is the Car Search feature, and how does it work?
The entire process typically takes 1-2 weeks from initial valuation to driving your new car. This includes car assessment, financing approval, and scheduling the swap at a convenient location.
One Tap Smarter Car Swoppa
📉 Avoid Negative Equity
🚗 Compare Any Car, Any Deal
💰 Get the Most for Your Car
🛑 No Dealership Pressure
Sign Up To Swoppa
🎯 Personalised for You
⏳ Stay Ahead of Depreciation
🔍 No More Guesswork
✅ 100% Free, Always
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